Affordable Health Insurance

The HBA offers affordable health coverage for small businesses and residents of Wayne County. The HBA Healthcare Plan is the result of a partnership between The Arab American Chamber of Commerce, Midwest Health in cooperation with Wayne County Health Choice. Call (313) 962-6HBA or (313) 945-1700 for more information on obtaining coverage.

Affordable Health Care
Affordable Health Care Coverage for Businesses Located in Wayne County
Enabling Strong Businesses with a Healthy Community 

The Hispanic Business Alliance & The American Arab Chamber of Commerce now offers affordable healthcare for small businesses.  The AACC Health Care Plan is the result of a partnership between Midwest Health in cooperation with Wayne County Health Choice.
HBA & AACC works to keep employees healthy.  Keeping medical conditions under control cuts down on sick days - and the long absences that come with serious illness - which results in a reduction in operating costs for your business.

ealth benefits make a workplace work better.  By offering HBA & AACC Health Care, you can reduce employee turnover and lower your training costs.  Employees think twice before leaving a job with Health Care coverage.

BA & AACC provides business owners throughout Wayne County with affordable health coverage not only for themselves and their employees, but for their families as well.  The premiums are low and you can access an extensive network of Metro Detroit’s best-known and most respected physicians and hospitals.
Your company qualifies for AACC Health Care if:

•   You are an HBA or AACC Member
•   You are located in Wayne County
•   Family members are also eligible for the HBA & AACC Health Care plan.

Scope of Benefits:
Physician services,  home health, in-patient hospital services, outpatient services, emergency health services, ambulance services, prescription drug services, diagnostic lab and x-rays, out of area emergency health services, outpatient physical therapy, durable medical equipment, vision exams and glasses, supplemental hospitalization, in-patient drug and alcohol, and rehabilitation services.

Signing up for HBA & AACC membership is quick and easy, and can be completed at the same time you sign up for the HBA & AACC Health Care plan.  Once a member, not only will you benefit from low cost insurance, but your business will also enjoy all the benefits of an HBA & AACC membership.  These benefits include business referrals, networking opportunities, and access to the Arab American business community.

Call the HBA at (313) 962-6422 or the AACC at (313) 945-1700 to let us know if you are interested.  You will receive additional information from HBA or AACC including premium rates, coverage information, physician and hospital guide, and detailed AACC membership information. 

DENCAP Choice Dental Plan (DCD-5)

 DENCAP Dental Plans is pleased to present our DENCAP Choice Dental Plan which provides outstanding dental benefits with low co-payments. The DENCAP Choice Dental Plan is a dental benefit program offered through your employer, union or association.

What is the DENCAP Choice Dental Plan?

The DENCAP Choice Dental Plan provides you with a comprehensive set of dental benefits at a fixed rate and covers all areas of dentistry. Most dental care is provided by participating primary care dentists.  Complex dental treatment may require care by a participating specialist. Here are some of the benefits available to you: 

• No charge for oral examinations /evaluations by your primary care dentist
• No charge for routine cleanings (one every six months)
• No charge for fluoride treatment (under age 19) by your primary care dentist

• No waiting periods for primary care dentistry
• No deductibles of any kind at any time
• $2500.00 annual maximum benefit per member/per year with primary care dentistry
• No pre-authorizations or predeterminations
• A large providers network for your selection
• Orthodontia (braces) benefits
• No limitations on pre-existing conditions

A complete listing of covered procedures is included in the schedule of benefits & co-payments that is received when you are enrolled.

How do I enroll?

Please contact

12740 W. Warren Ave., Suite 101                        1434 Michigan Ave.

Dearborn, MI 48126                                            Detroit, Michigan 48216

Tel: (313) 945-1700                                            Tel: (313) 962-6422

Fax: (313) 945-6697                                           Fax: (313) 965-6513